Although it is mandatory for car insurance service providers to carefully document all terms and conditions, some components of insurance cover may escape attention. However, the ability to avoid such problems depends on being aware of certain situations in which one may not file the case.
Non-GCC Vehicles
Specification of cars plays a big role in their insurances. Although, it may seem attractive regarding the price for cars that are not of GCC spec there is a lot to take into account before the purchase. Given that some UAE insurance companies do not offer complete protection for non-GCC spec-cars, certain insurers may choose to avoid providing such protection. Thus, while considering Japanese versus GCC spec cars for purchase, one must consider all important issues which will assist in arriving at a sound judgment.
Unsafe Driving Habits
Driving requires a driver to focus their attention only on the road while avoiding such behaviour as using mobile phones or other activities posing danger to him/her and others. A sole error can be very harmful for the car owner’s compensation in insurance. Claim rejection and legal consequences follow reckless driving. Moreover, such action may attract punishment and even car seizure. It is vital for one to familiarise him or herself with various Dubai traffic fines before hitting the roads of Dubai.
Discontinuity in Insurance Coverage
Insurance gap means a period where the car is without any active insurance cover. One of them entails evaluating the risk by several different means such as the driving history and maintenance of coverage for one’s insurance. These coverage lapses increase insurance company’s exposure (inasmuch such vehicle had remained at risk from an accident or other).
This is where calls made to insurance companies come in very useful to dispel doubts about the status of a vehicle. Proper check-up of the damaged vehicle, making the necessary correction,s and ensure efficient processing of an insurance claim.
Modified Vehicles
Car owners need to provide essential vehicle information during the car insurance process. Different results could occur when filling in an insurance form, which might end up with rejection. It is necessary to inform the insurance provider in case of any changes like the installation of an auto lift kit.
Last modified: December 20, 2023
