The Deductible

Category: Terms and Phrases

What It Is: The deductible is the amount you cover before your insurance kicks in. The Story: When Lisa’s basement flooded, she was relieved to have...

The Coverage

Category: Terms and Phrases

What It Is: Coverage specifies what the insurance policy will compensate for. The Story: Nathan’s travel insurance offered coverage for flight delays....

The Underwriter

Category: Terms and Phrases

What It Is: An underwriter evaluates and decides the terms of insuring potential risks. The Story: Daniel, an underwriter, studied the application of a bakery...

The Claim

Category: Terms and Phrases

What It Is: A claim is the policyholder’s formal request for compensation due to an insured event. The Story: After a tree fell on Mark’s garage,...

The Premium

Category: Terms and Phrases

What It Is: A premium is the sum paid by someone to an insurance company for coverage. It’s essentially the insurance price tag, and it’s based on...

Courtesy Car Cover (Hire Car)

Category: Terms and Phrases

What It Is: This coverage ensures that while an insured vehicle undergoes repairs post-accident, the policyholder isn’t left without transportation,...

Geographical Area for Oman

Category: Terms and Phrases

What It Is: This specification clarifies that the insurance coverage applies within the confines of the Sultanate of Oman. The Story: Ahmed, traveling within...

Roadside Assistance Service

Category: Terms and Phrases

What It Is: A 24/7 service to address various road emergencies, from mechanical failures to flat tires. The Story: On a deserted highway, Natalie experienced a...

Battery Boost Service

Category: Terms and Phrases

What It Is: A solution for those unexpected times when a vehicle’s battery dies, offering a prompt jump-start. The Story: During a chilly winter morning,...

Vehicle Registration Service

Category: Terms and Phrases

What It Is: This service aids policyholders in navigating the often tedious vehicle registration process. The Story: For Rita, registering her new vehicle...

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