What It Is: “Loss Of Personal Belongings” coverage in auto insurance safeguards against the theft or damage of items inside your insured vehicle, such as gadgets or clothing.

The Story: Liam parks his car in a city garage and goes shopping. When he returns, he finds his window smashed and his laptop gone. Distraught over the theft, Liam is relieved when he remembers his “Loss Of Personal Belongings” coverage, which helps cover the cost of his stolen laptop, turning a potential disaster into a manageable inconvenience.

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