What It Is: “Third Party Bodily Injury” coverage is an essential component of auto insurance. It offers protection against any financial liabilities if the policyholder causes injury to another individual while driving.

The Story: Think of Sarah, a careful driver, who one foggy morning doesn’t see a pedestrian crossing the road and accidentally hits them. The pedestrian sustains injuries requiring medical attention and rehabilitation. Thanks to Sarah’s “Third Party Bodily Injury” coverage, her insurance helps cover the medical expenses and potential legal liabilities, preventing a financial catastrophe on top of an unfortunate accident.

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